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By: LiteDeals

I have a habit of reading old magazines – it is amazing to see how thrift became the new fashion in such a short time. People were still talking about spending over 100k on remodeling projects 1 year ago…

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By: Early Retirement Extreme

There is a simple formula that relates savings rate to the number of years one needs to work. At 50% it’s 15-20 years. For the usual recommended 15% savings rate, it’s 30-40 years. Since many people...

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By: Greg the Niche Blog Dude

WOW, what a cool letter you received from a reader. Delayed Gratification will definitely get you to your goal. But what about those that want to smell the roses along the way. Any hope for us? The...

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By: Miracle Blade

That’s fantastic. The family home and holiday house full paid off. It’s amazing that they saved the second income. Most people splurge the second income as soon as it comes in because it is seen as...

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By: Mark @ TheLocoMono

That’s something I never thought of, two income earners but living off one income. What a novel approach but certainly a wise one.

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By: Danny

Yeah. And then you get divorced and then what? Somebody’s going to be bending over to accept the Probing Thruster of Justice right up the bum, that’s what.

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By: Michelle

They didn’t say if they had children….braces, cars, their cells, etc. I have a similar mindset and goals but kids can take a chunk out of the budget.

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By: Jean

That is a great letter and a good example of how disciplined planning and execution of one’s finances can end up in a rewarding pot of gold, or in this case, financial freedom during one’s golden years...

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By: jack foley

congrats , congrats, well done Earn – Save – Invest – thats the law when u add in frugaility and more income – you retire earlier.. well done

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By: Jeff Crews

This letter should be shown to all recent college graduates. 1. It gives hope that, even in this economy, financial freedom can be accomplished. 2. It gives great insight/ideas on how one can obtain...

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By: L Marie Joseph

It’s amazing how people never get into details how much they make or how much did the house cost…it’s pretty much ..We bought a house in our 20s and retired. No mention of layoffs or major medical...

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By: Robert

I think it is a great accomplishment that these two were able to do together. Temptation to waste money is all around us. And now because they saved their money and paid off their home they can retire...

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